This is BX @ Boxden.com


What bank do you use and why?


 What bank do you use and why?
By deem650 - 11-26-2012, 05:44 PM - Boxden > The Money Spot (finance/careers)


I am currently on Wells Fargo and plan to get another job and set up a direct deposit. I am thinking about switching banks, what banks do you guys use and why? Also does anyone have any recommendations on a good bank with good rates for a savings account?


share this topic »   Share this on Twitter Share this on Facebook

16 comments for "What bank do you use and why?"


 11-26-2012, 06:33 PMaway - #2
NYCNYCNYC
no bank right now has a good savings rate..

I'm at BMO Harris Bank right now..was M&I Bank...used to work for them and know a ton of ppl there so i get free checks, no fees ever etc etc
 11-26-2012, 06:40 PMaway - #3
Duntaz
Navy Federal Credit Union & Chase. With navy fed you dont have to deal with the bull!! of regular banks if you get a charge from somewhere or an overdraft all you have to do is call and they will remove it with no problems. They have both secured & unsecured credit cards auto loans etc. and you can get one as long as you have atleast $500 in your savings. Only way you can get one is to be in the same household as a vet or be a spouse of someone with an account already. The downside is they dont have many branch locations or its located on a base. Chase I have because of branch locations & you can connect an outside bank to your account & transfer money between accounts both chase & non-chase bank accounts. I can also use my paypal account to do the same since I have the pappal debit card & you get cashback at the end of the month. Also have a couple prepaid cards lol. I just keep accounts based on different scenarios. For instance if I have to do something where i need to get a deposite right away I can use a moneypak and load it to paypal or a prepaid instead of waiting 2-3 business days. Its also a good way to manage what your spending keeping certain amounts separate. Good savings apy's stop yrs ago lol.

Last edited by Duntaz; 11-26-2012 at 06:53 PM..
 11-26-2012, 06:40 PMonline - #4
o7media
I'm with Amegy Bank (local in Texas) just because it's the closest to me. I don't care about the interest. And I don't use the bank that much either. Most of my money is with Etrade.

But Capital One has one of the highest interest rates for savings account. Around 1.1%. Ally Bank is good too around 1%.
 12-09-2012, 02:15 AMonline - #5
Niruggg
td bank cuz i got a grandfather account they don't charge me for !!...best bet though credit unions
 12-09-2012, 12:13 PMaway - #6
Peter Griffin
USAA and Navy Federal. [pic]
 12-09-2012, 05:23 PMaway - #7
niceguy954
ING Direct FTW [pic] + local bank
 12-14-2012, 07:57 AMaway - #8
LYTE
HSBC/Chase
HSBC cause I used to work there. They also HAD a high yield savings acct but it is current like the other banks. I will close soon cause lack of locations.

Chase cause I work here. Though I have no problems with them, I wont make them my primary until i leave.
 12-14-2012, 09:26 AMaway - #9
mcfalcons15
Good thing you said Savings account and not a CD. Right guys???

[pic][pic][pic][pic][pic]
 12-14-2012, 09:49 AMaway - #10
BlackRepub85
I'm with Wells, they have banks everywhere coast to coast, except Lousiana I believe. Have no reason to move really, don't hate them and don't love them.
 01-05-2013, 05:38 PMaway - #11
Stupendamatic
I have a checking account with my local bank (Susquehanna) and a savings account with ING Direct. I'm also going to apply to join my job's credit union.
 01-05-2013, 06:51 PMaway - #12
slanger55
tdcanadatrust
 01-06-2013, 09:47 AMonline - #13
ThaPro
If you're looking for interest rates, it might be worth looking at bankrate.com. They have a bunch of different things you can search for on there.
 01-06-2013, 10:52 AMonline - #14
steeLTown
got a Huntington Bank account cause i avoided alot of the fees cause of the place I used to work at and a local credit union account from my dads electrical union that i got a loan from to get my car
 01-06-2013, 08:14 PMonline - #15
Seymore Cake
Bank of America Checking/Savings/Credit....No fees [pic]
 01-07-2013, 02:21 AMaway - #16
JackoP
First Niagra... don't pay atm fees anywhere, any bank, any corner store.. all free
 01-07-2013, 11:13 AMaway - #17
mm1000
Originally Posted by JackoP
First Niagra... don't pay atm fees anywhere, any bank, any corner store.. all free
I have Ally and they are the same way, no atm fees no matter where you get money from. I feel sorry for anyone that uses a bank that doesn't have a debit card like this. Ally also has electronic checking where you can scan your checks in from any computer to deposit them. Ally also has really good interest rate for a checking account .75%
 
Thread Tools
Display Modes

 

Go Back   Boxden.Com - Stay First. Follow BX. > BX Table Of Contents > The Money Spot (finance/careers)
    
         
Mark Forums Read

 



Latest hot topics on fire the past 48 hrs
The Official Xbox Reveal Thread
1392 comments
NBA LeBron And Wade Enjoying A Beach Day In Miami (pics)
50 comments
NBA Official NBA Draft Lottery Thread - May 21, 8:30PM ET on..
76 comments
 Image(s) inside Never Eating Gummy Bears Again
New reply 3 minutes ago - 57 comments - by ItAlY2BkLyN
 audio inside Beyonce – Grown Woman (prod. By Timbaland)
New reply 11 minutes ago - 63 comments - by Fresh Whyte
 Image(s) inside Hulk Hogan Responds To Miguel's Leg Drop
New reply 3 minutes ago - 52 comments - by Carlton Black
  May 20 - Massive Tornado Levels Okc Sub-urban Town
New reply 12 minutes ago - 111 comments - by Tastemaker331
 Image(s) inside Voluptous Latina Winny
New reply 5 minutes ago - 79 comments - by X_WunderKind_X
 Article inside Rapper Chief Keef Arrested Near Atlanta
New reply 12 minutes ago - 61 comments - by Dashawn38
 Image(s) inside Miguel Just Caught A Body At The Billboard Music Awards
New reply 7 minutes ago - 479 comments - by King Henry
 Article inside Lil Durk Is Now A Cokeboy
New reply 13 minutes ago - 54 comments - by malc

Join us on Facebook. Check out the BX fan page and hit the Like button. Follow BX on Twitter to get instant hot topic alerts. Enter your email address below and receive a daily hot topic newsletter.
5,311 fans of BX and 3 new today 4,290 following | none new today

 


hot topic blog   »    hip-hop   |   sports   |   movies   |   games   |   news   |   wild'ish   |   gear   |   eyecandy   |   rides   |   tech

contact us   |   mobile   |   sitemap   |   privacy statement

© Boxden.com. 1998 - end of time.