Boxden hiphop sports wild'ish games movies news eyecandy tech gear rides
trending now most viewers #top20 top yesterday all sections videos pics tracks headlines

Got Bad Credit?? Need It Fixed??

most watched this minute | see more
most viewed right now
144 viewing
Image inside Mom Was Walking Up The Stairs... P0RNHUB decided to freeze!
48 comments
most viewed right now
120 viewing
Video inside Lil wayne daughter blast her friend for listening to the barter 6
53 comments

top in section
32 viewing
 NBA Randy Wittman At His Best (vid)
top in sports
top in section
17 viewing
 [Anandtech] The Samsung Galaxy S6 and S6 edge Review
top in tech

people viewing this topic:   (0 members and 1 guests)  
 
 

let em know Share this on TwitterShare this on Facebook
 Got Bad Credit?? Need It Fixed??
Unread 9 years agoclass of '04 - away - #61
hmarcelus  space
avatar space
Daddy Fatsax
space
$561 | 28238
shizz, 30 days after i dispute negatove claims and they dont respond, what should i do to have them removed from my credit report
Reply With Quote
Unread 9 years agoclass of '06 - away - #62
ladyofrage  space
avatar space
Giving a damn...sometimes
space
$745 | 114479
hmarcelus said:
shizz, 30 days after i dispute negatove claims and they dont respond, what should i do to have them removed from my credit report

its automatic. you dont have to do nothing but wait on the credit reporting agency. if they still screw it up, dispute it again.
Reply With Quote
Unread 9 years agoclass of '06 - away - #63
ladyofrage  space
avatar space
Giving a damn...sometimes
space
$745 | 114479
kat717 said:
Yeah, my friend works for the Bank of America and she said you should never settle on one payment just pay off the entire thing. Because if you settle for less of the payment they will count it as not finished out.
not true. it will say on your credit report, "account settled for less than balance." This is acutally negative on your credit report but you can easily dispute that to read "account paid in full." Most companies will not waste time sending in info to dispute some wording. i have gotten that one disputed many times and it came back right.
Reply With Quote
Unread 9 years agoclass of '04 - away - #64
hmarcelus  space
avatar space
Daddy Fatsax
space
$561 | 28238
ladyofrage said:
its automatic. you dont have to do nothing but wait on the credit reporting agency. if they still screw it up, dispute it again.
it seems kind of shady that 7 of my negative's on my account will disappear in 3 days (the end of 30 days) has this ever happened to anybody
Reply With Quote
Unread 9 years agoclass of '06 - away - #65
ladyofrage  space
avatar space
Giving a damn...sometimes
space
$745 | 114479
yeah. I have account that show paid that i know i didnt pay. i feel kinda bad cleaning up my teenage self's mess. if i knew then what i know now.
Reply With Quote
Unread 9 years agoclass of '06 - away - #66
kat717 5 heat pts space
avatar space
Talk Of the Streets
space
$2,460 | 7776756
ladyofrage, are you sure that's not true because she wasn't the only person saying. Or is that true, but you just have to dispute???
Reply With Quote
Unread 9 years agoclass of '06 - away - #67
ladyofrage  space
avatar space
Giving a damn...sometimes
space
$745 | 114479
positive. trust me. i am almost in a law suit with Equifax over my report and I have studied the FCRA to the tee. It will still read a zero balance even if you did a settlement.
Reply With Quote
Unread 9 years agoclass of '06 - away - #68
kat717 5 heat pts space
avatar space
Talk Of the Streets
space
$2,460 | 7776756
Okay cool, thanks!!!
Reply With Quote
Unread 9 years agoclass of '04 - away - #69
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,049 | 12777724
hmarcelus said:
it seems kind of shady that 7 of my negative's on my account will disappear in 3 days (the end of 30 days) has this ever happened to anybody
It's true/./ I just had four things fall off (not on the same day) with in a month because of wrong infomation...
Reply With Quote
Unread 9 years agoclass of '04 - away - #70
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,049 | 12777724
ladyofrage said:
positive. trust me. i am almost in a law suit with Equifax over my report and I have studied the FCRA to the tee. It will still read a zero balance even if you did a settlement.
^^ True .. Ihave settle about two accounts for less than half and they marked it as settle for less then. so i had them fix it paid in full.
Reply With Quote
Unread 9 years agoclass of '04 - away - #71
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,049 | 12777724
ladyofrage said:
yeah. i feel kinda bad cleaning up my teenage self's mess. if i knew then what i know now.

^^ Couldnt have said it better my self
Reply With Quote
Unread 9 years agoclass of '06 - away - #72
kat717 5 heat pts space
avatar space
Talk Of the Streets
space
$2,460 | 7776756
That's cool I have a credit card that was 1,400, but I told then I'd pay 850. And if they don't take it then o well. And I guess I'll have to write a letter or something when they write settle for less???
Reply With Quote
Unread 9 years agoclass of '04 - away - #73
hmarcelus  space
avatar space
Daddy Fatsax
space
$561 | 28238
Yo most of my debt was deleted from one of credit reports. Does anyone know how to dispute reports from equifax and transunion
Reply With Quote
Unread 9 years agoclass of '04 - away - #74
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,049 | 12777724
I have successfully removed 6 different things off my report. so now my score seems to be leveled off. i still have about 4 more to go. but i have to find a better way of moving up with a low score. i will let you knwo what find out.

( It only took me two months to remove 6 things) Work with me and i can get you credit repaired.. Screw those people that charge 150 a month...
Reply With Quote
Unread 9 years agoclass of '04 - away - #75
hmarcelus  space
avatar space
Daddy Fatsax
space
$561 | 28238
shizz the reports that were dropped were from experian, i cant find the account #'s needed to dispute reports on equifax and transunion
Reply With Quote
Unread 9 years agoclass of '06 - away - #76
ladyofrage  space
avatar space
Giving a damn...sometimes
space
$745 | 114479
with transunion, you dont need account numbers that much unless you have multiple accounts with the same person. if you don't have account number on equifax, you need to call. they can do it over the phone. do you have the direct line to call in?
Reply With Quote
Unread 9 years agoclass of '06 - away - #77
markus  space
avatar space
MarkyMark
space
$1,159 | 162836
Shizz said:
I have successfully removed 6 different things off my report. so now my score seems to be leveled off. i still have about 4 more to go. but i have to find a better way of moving up with a low score. i will let you knwo what find out.
Yeah shizz, u my dude... for real. I disputed 2 things on mine and got them deleted. i failed with this one account I was looking to really have removed, but it aint budgin...lol I guess I gotta just wait a year or so? and try it again? What you think I should do?

Oh and I heard that if you dispute your items around christmas time, like at the end of the year, its a better chance of you getting unwanted items deleted because companies are busy around this time. is this tru?
Reply With Quote
Unread 9 years agoclass of '04 - away - #78
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,049 | 12777724
markus said:
Yeah shizz, u my dude... for real. I disputed 2 things on mine and got them deleted. i failed with this one account I was looking to really have removed, but it aint budgin...lol I guess I gotta just wait a year or so? and try it again? What you think I should do?
Thats good to hear some people are follow the process.. well the one that you have that is still on your report... I got a method of getting that off.. one of my friends has acutally done this so im going to try it too...

the method is pretty much slamming the company. ( the same way they do to get up to sign up). Make up about 4-5 letters disputing the account but you have to change something on it to be different. then mail them off to the CRA offset by a day or two.. the thing about this is that most company when they get a letter in and then they get a repeat letter. that "LOOKS" the same they will mark it as a duplicate and junk the letter.. "Which you want them to do." the law states that they HAVE to respond to each letter. if they dont with-in thrirty days just mail that letter to the CRA telling them that you didnt hear anything back. NOw they can repond to 4 of the 5 letter but you just need them to not repsond to one.


markus said:
Oh and I heard that if you dispute your items around christmas time, like at the end of the year, its a better chance of you getting unwanted items deleted because companies are busy around this time. is this tru?
Na i havent heard of that one but it possible... I think it would be good to do it around thanksgiving they are really swamped around then
Reply With Quote
Unread 9 years agoclass of '06 - away - #79
ladyofrage  space
avatar space
Giving a damn...sometimes
space
$745 | 114479
I have heard about the christmas time one but you can only do that with creditors and not collections. collections make more money around then because companies are closing out their fiscal years and calculating write offs. You better believe a collection agency is going to be on their sh*t but a credit card company may not.
Reply With Quote
Unread 9 years agoclass of '06 - away - #80
currybai  space
avatar space
Senior Member
space
$1,742 | 2781361
I am a college student and for some reason when i apply for a credit card, I never ever get accepted, they said i owe something according to my credit report, but i never ever owned a credit card in my life. WHere can i check my credit report? and how can i get it resolved? thank you
Reply With Quote
 

Home > all sections > The Money Spot
  
    
          join bx


 




that hot ish yesterday


most viewed right now
34 viewing
Article inside Following the release of "Barter 6," Young Thug has announced his deb..
83 comments
@hiphop
most viewed right now
31 viewing
Video inside Remember When The Mayor Of NY Maino, Was Riding Around NY Naked Listeni..
43 comments
@hiphop
most viewed right now
25 viewing
Image inside Would You Bone?
67 comments
@eyecandy
most viewed right now
22 viewing
Video inside Instagram needs to extend their video time to 3 1/2 minutes maybe even 4
66 comments
@eyecandy
most viewed right now
20 viewing
Video inside Batman v Superman: Dawn of Justice - Official Trailer
155 comments
@movies
most viewed right now
13 viewing
Image inside Apr 17 - Bad Ass Chica Executed By Simp Bf
159 comments
@news
most viewed right now
12 viewing
Image inside 50 Cent's baby mama Daphne Joy in Miami
88 comments
@eyecandy
most viewed right now
12 viewing
BOX INSIDE MAYWEATHER VS. PACQUIAO | Episode 1
63 comments
@sports
most viewed right now
9 viewing
Image inside Wayne brings out the counter to thugga's hollygrove concert
113 comments
@hiphop

^
contact us   |   bx@twitter   |   bx@facebook   |   privacy   |   search   |   BX 1998-end of time