Boxden hiphop sports wild'ish games movies news eyecandy tech gear rides
trending now most viewers #top20 top yesterday all sections videos pics tracks headlines

Got Bad Credit?? Need It Fixed??

most watched this minute | see more
most viewed right now
135 viewing
 Image inside May 25 - Megan Connors, Sexy 30-Year Old Math Teacher Smashes Students..
39 comments
most viewed right now
105 viewing
 Image inside This site has everything on snack shelf you probably did not know about
25 comments

top in section
62 viewing
 Image inside Memorial Day thirst trap
top in eyecandy
top in section
26 viewing
Video inside I guarantee you will laugh
top in wild'ish

people viewing this topic:   (1 members and 1 guests)  
 

let em know Share this on TwitterShare this on Facebook
 Got Bad Credit?? Need It Fixed??
Unread 9 years agoclass of '06 - away - #21
markus  space
avatar space
MarkyMark
space
$1,159 | 162836
YaStreetz said:

Will go out and check all of your creditors to validate slow pays lateness remove discrepancies and contest them
It costs 39.99 a month but can be stopped at anytime I have been doing it for 2 months gained 20 pts on my credit score
but can't you do all that yourself?
Reply With Quote
Unread 9 years agoclass of '04 - away - #22
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,059 | 12777725
markus said:
but can't you do all that yourself?
Thats the reason for this thread so you wont have to pay nobody else..

Markus... these young kidd just dont understand
Reply With Quote
Unread 9 years agoclass of '06 - away - #23
mc_breed  space
avatar space
Supply & Demand
space
$1,648 | 73228
propps might need this
Reply With Quote
Unread 9 years agoclass of '04 - away - #24
BigChrisP  space
avatar space
beeeeeeitch
space
$468 | 1284158
props... i'm not really in debt right now.. but its always good to read stuff like this to keep from making major mistakes.
Reply With Quote
Unread 9 years agoclass of '04 - away - #25
DJWho  space
avatar space
Super Villain
space
$1,302 | 3025041
good sh*t props all day long
Reply With Quote
Unread 9 years agoclass of '05 - away - #26
Coolz  space
avatar space
Senior Member
space
$257 | 20759395
Shizz said:
Yeha i got you on that... I was young and stupid.. they gave me a credit card in college ( BAD MIX)... then more came in. so now i actually knwo what it means and how its structured.. just gotta get it corrected. with out costing me an arm and a legg.
You just have 1 bad credit card debt? Trust me, you can get cars and all types of stuff with so-so credit. I'm talking about $10,000 in outstanding debt. But they will push your interest rate up, good credit is more about interest rate than it is about getting the actual loan. Most people have good credit, like myself because of that debit atm card, I swipe everything with that card. Only reason why I don't have a credit card, I recommend people to set one of those up before running out and getting a cred,it card. I get about 13 letters per week offering me credit cards.
Reply With Quote
Unread 9 years agoclass of '06 - away - #27
kat717 5 heat pts space
avatar space
Talk Of the Streets
space
$2,462 | 7776756
I just got a call from a creditor saying I haven't made a payment in 6 months. And the truth is I haven't because I forgot all about the payments and thought it was junk mail. Because I got the credit card while I was in Korea. But it's a 1,200 credit card which was only a 1K limit. The dude said I had to pay the entire 1K off now.

Shizz What's Good???
Reply With Quote
Unread 9 years agoclass of '04 - away - #28
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,059 | 12777725
well you can dispute it.. when the address that you had when you were in korea... that would be your best angle. If you have something showing that you residecne was in another place then just dispute it as "Not your debt" they have to come up with some that proves that you owe then. but they have to be able to confirm that address which is ususly hard to do.
Reply With Quote
Unread 9 years agoclass of '06 - away - #29
markus  space
avatar space
MarkyMark
space
$1,159 | 162836
Yeah this credit stuff does work, I disputed an old negative item (from about 3 years ago) and it was erased immediately off my credit report. I've just called in to have my credit reports delivered to my house, once I get them, I'm gonna start using those dispute letters you gave out Shizz, hopefully that will put my credit back where it needs to be.
Reply With Quote
Unread 9 years agoclass of '06 - away - #30
kat717 5 heat pts space
avatar space
Talk Of the Streets
space
$2,462 | 7776756
Okay so even though they had the address I had in Korea and the address I have now which. I can dispute it, because I was paying it in Korea but stop when I got to my new address.
Reply With Quote
Unread 9 years agoclass of '04 - away - #31
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,059 | 12777725
Thank Markus... I have been tring to Make an Defining outline that will help everyone out.... at the moment if you have anythign that you know will work in repairing you credit, please post it here..

Thanks.
Reply With Quote
Unread 9 years agoclass of '04 - away - #32
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,059 | 12777725
kat717 said:
Okay so even though they had the address I had in Korea and the address I have now which. I can dispute it, because I was paying it in Korea but stop when I got to my new address.
Pretty much you can play it off as thats not being you debt. if you paid it at you new address then you will have a problem but if you didnt then it will be easier.
Reply With Quote
Unread 9 years agoclass of '06 - away - #33
kat717 5 heat pts space
avatar space
Talk Of the Streets
space
$2,462 | 7776756
Well I paid it when I gave them my new address and then I didn't get anything for like 2 months. And then I started to receive it, but thought it was one of those junk mail jumpoffs. And I want to get it fixed because it's with Chase!
Reply With Quote
Unread 07-13-2006, 12:34 PMclass of -  - #34
r s o n i s t  space
avatar space
space
$n/a |
Thanks for this thread. Hopefully these letters will help a great deal :)
Reply With Quote
Unread 9 years agoclass of '05 - away - #35
eliot ness  space
avatar space
Proud to be a Hokie
space
$3,873 | 10918002
Secured credit cards are a good way to repair bad credit or start your credit history off
Reply With Quote
Unread 9 years agoclass of '04 - away - #36
hmarcelus  space
avatar space
Daddy Fatsax
space
$561 | 28238
Shizz said:
OK the FirsT Rule i Learned is "Dispute EVERYTHING NEGEITIVE"
65% of the time the Creditors will not be able to keep up with your stuff and it will drop off in 30 days after they receive notice.. Law goverened
I disputed everything online, but what if they dont answer within the 30 days
Reply With Quote
Unread 9 years agoclass of '06 - away - #37
markus  space
avatar space
MarkyMark
space
$1,159 | 162836
hmarcelus said:
I disputed everything online, but what if they dont answer within the 30 days
yeah I just disputed my negative item online too. if the company that you have the account with doesn't respond to the credit agency about your dispute, they will delete it from your credit report.
Reply With Quote
Unread 9 years agoclass of '04 - away - #38
Shizz|M  space
avatar space
I'm Even SICK in PINK!!!
space
$7,059 | 12777725
I did that too.. i have one major thing that im waiting to fall off..

*** Some ONline disputes mite take up to 45 days instead of the regular 30. * Just FYI.

Experian's online service allows you to Dispute if you believe that information on your report is inaccurate, or we provide instructions on how to request your investigation by phone. At no cost to you, we will ask the sources of the information to check their records. Incorrect information will be corrected; information that cannot be verified will be updated or deleted. Experian cannot remove accurate information or information verified by the source as accurate. An investigation may take up to 30 days and an investigation of information in a free annual credit report may take up to 45 days. When the investigation is complete, we'll send you the results.

Last edited by Shizz; 07-17-2006 at 07:44 AM..
Reply With Quote
Unread 9 years agoclass of '06 - away - #39
markus  space
avatar space
MarkyMark
space
$1,159 | 162836
I didn't do the free credit report thing, I actually called each of the 3 credit bureaus to request a report to be sent postal mail. I figured it was the best way since, its actually cheaper when you call over the phone and usually its sent within 1 business day.
Reply With Quote
Unread 9 years agoclass of '06 - away - #40
ladyofrage  space
avatar space
Giving a damn...sometimes
space
$745 | 114479
has been my savior for years. i monitor any and all changes in my equifax report since it is the most used report and then i get my other reports too and i can dispute right on the website. FYI....Equifax will run multiple files with tons of incorrect information in a heart beat. Prepare for a long hard battle if this is the case.
Reply With Quote
 

Home > all sections > The Money Spot
  
    
          join bx


 




that hot ish yesterday


most viewed right now
349 viewing
Video inside Real Or Fake? The Pencil Game "Charlie, Charlie" Got These Dudes Freaki..
120 comments
@wild'ish
most viewed right now
39 viewing
BOX Top 20 Most Brutal Knockouts in Boxing History!
72 comments
@sports
most viewed right now
25 viewing
Audio inside Dr. Dre 2Nite (feat. Kendrick Lamar & Jeremih)
65 comments
@hiphop
most viewed right now
25 viewing
Image inside would you stick your d1ck in this?
136 comments
@eyecandy
most viewed right now
16 viewing
Article inside John Stamos "Heartbroken" That the Olsen Twins Aren't Joining Fuller ..
26 comments
@movies
most viewed right now
15 viewing
Image inside Fabolous killing it
157 comments
@hiphop
most viewed right now
12 viewing
Image inside Krayzie Bone Got Health Issues ?
34 comments
@hiphop
most viewed right now
10 viewing
NBA First in nba history with these such numbers
61 comments
@sports
most viewed right now
7 viewing
Image inside Chris Brown & KID RED Plan on Killing Tyson Beckford in Vegas??!(Tyson..
181 comments
@hiphop

^
contact us   |   bx@twitter   |   bx@facebook   |   privacy   |   search   |   BX 1998-end of time