Est@blishing and Building Good Credit
|03-11-2011, 08:41 AM||away - #101|
I think the good credit bad credit system is sad. Basically people, credit is given to you to do one thing and that is get yourself indebted for life.
Then once your in debt the interest rate is crazy ridiculous especially if you have credit cards that you can't pay your way out.
|03-19-2012, 08:10 AM||away - #102|
Since then I've gotten a couple credit cards, my credit score is good not great because I made THEEEE biggest mistake of giving someone a card in my name (Lesson learned, can't even trust family with that). Its funny going from not being able to get a credit card to getting one and seeing your limit go from 500 to 700 to 2500. Thats the lowest limit I have on one of my credit cards.
Right now I have
Only the Belk and Discover card have a balance and that Belk balance will be gone soon. I owe 1500 on the Discover but I'm not worried about that one, can't wait to get rid of that balance though. I'm just doing what I can to make sure my credit can continue to climb.
|03-19-2012, 12:40 PM||away - #103|
'Preciate the post! A shame they dont have this as a requirement to be taught in high school...yet they wanna push these fabricated bull!! useless classes & wonder why so many fail with their 1st introductions into the "real world"
|05-07-2013, 11:44 PM||away - #104|
hello i finally checked my credit report for the first time ever using anuual credit report. i have a credit score of 592. all i have open in collections on my report is a at&t account with a balance of $131. and a closed/paid account from the dfs gov of $1500. the dfs gov account was paid in full in 2008. two are the only two things in the negatives section. i have 3 accounts in the good standing section. 2 loans payed off and a car loan from ally that i have never missed a payment on. i recently applied for 4 or 5 different credit cards in one day not know that it shows up on my credit report. i was denied all five cards. i need help on helping fix my situation. i need all the help i can get. thanks!
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