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Does Chase Offer Cash Advances For A Basic Checking Account?


 Does Chase Offer Cash Advances For A Basic Checking Account?
topic by 187Proof - 06-19-2013, 04:17 PM - Boxden > The Money Spot (finance/careers)


Was looking at opening a new account with Chase, but I like having the option for cash advances in case I get into a small bind before payday. I tried googling & I found them saying that you can take a cash advance from your credit card with them & transfer that to your checking, but I'm wondering if they just offer a regular cash advance service for a regular checking account that they charge you a fee for?


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8 comments for "Does Chase Offer Cash Advances For A Basic Checking Account?"


 06-19-2013, 06:45 PMaway - #2
egotistical 1 heat pts

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Originally Posted by 187Proof
Was looking at opening a new account with Chase, but I like having the option for cash advances in case I get into a small bind before payday. I tried googling & I found them saying that you can take a cash advance from your credit card with them & transfer that to your checking, but I'm wondering if they just offer a regular cash advance service for a regular checking account that they charge you a fee for?
They only do it for credit cards only and it will hit u with a higher interest rate.
 06-19-2013, 06:48 PMonline - #3
jsmooth-117 6 heat pts

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why dont you just call chase customer service?


1-800-935-9935


did that not occur to you as a viable option
 06-19-2013, 10:35 PMaway - #4
Deeangoe 2 heat pts

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Originally Posted by egotistical
They only do it for credit cards only and it will hit u with a higher interest rate.
This. Only on the credit cards they do cash advances.
 06-28-2013, 01:35 PMaway - #5
TenaciousT 7 heat pts

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Why don't you do a payday loan??? I use cashnetusa.com great customer service and great rates.
 06-28-2013, 02:50 PMonline - #6
LYTE 52 heat pts52

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Originally Posted by egotistical
They only do it for credit cards only and it will hit u with a higher interest rate.
Originally Posted by Deeangoe
This. Only on the credit cards they do cash advances.
not true
Chase does cash advances from debits cards also from other banks.

the OP is getting cash advance & overdraft protection confused. essentially they are use to get cash but the terminology separates them
 07-01-2013, 10:47 PMaway - #7
stretch 'em out 

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Originally Posted by TenaciousT
Why don't you do a payday loan??? I use cashnetusa.com great customer service and great rates.
Is cashnetusa legit. I've applied to different payday loans before but all they do is spam your email with other payday loans. Like have you actually gotten a loan/money from them?
 07-01-2013, 11:03 PMaway - #8
2godflow 22 heat pts22

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Originally Posted by Deeangoe
This. Only on the credit cards they do cash advances.
u can do a cash advance from a debit card to.

ppl that forgot they pin number do it. some banks dont charge for it.
 07-02-2013, 08:57 AMonline - #9
LYTE 52 heat pts52

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Originally Posted by 2godflow
u can do a cash advance from a debit card to.

ppl that forgot they pin number do it. some banks dont charge for it.
Chase doesnt charge the person doing the advance.
there are few banks who allow you to do the cash advance on the card w/o a fee too
 
 


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